ءَأَشْفَقْتُمْ أَن تُقَدِّمُوا۟ بَيْنَ يَدَىْ نَجْوَىٰكُمْ صَدَقَٰتٍۢ ۚ فَإِذْ لَمْ تَفْعَلُوا۟ وَتَابَ ٱللَّهُ عَلَيْكُمْ فَأَقِيمُوا۟ ٱلصَّلَوٰةَ وَءَاتُوا۟ ٱلزَّكَوٰةَ وَأَطِيعُوا۟ ٱللَّهَ وَرَسُولَهُۥ ۚ وَٱللَّهُ خَبِيرٌۢ بِمَا تَعْمَلُونَ
How to read it
'A'ash'faq'tum' 'an tuqaddimū bay'na yaday' naj'wākum' ṣadaqātin . fa'idh' lam' taf'ʻalū watāba -llahu ʻalay'kum' fa'aqīmū ṣṣalāta wa'ātū zzakāta wa'aṭīʻū -llaha warassūlahu . wa-llahu khabīrun[m] bimā taʻ'malūna
Is it that ye are afraid of spending sums in charity before your private consultation (with him)? If, then, ye do not so, and Allah forgives you, then (at least) establish regular prayer; practise regular charity; and obey Allah and His Messenger. And Allah is well-acquainted with all that ye do.
Translation: Abdullah Yusuf Ali

