Find it in the mushaf: Surah At-Tur is surah 52. Find ayah 40. The key word maghram means a heavy debt. The Prophet never asked anyone to pay for the message. It was a free gift. So the deniers had no excuse that it was too costly. Owing money can feel heavy, but guidance cost them nothing.
Fact: What does it mean to borrow, and why is paying back important?
Ages 5–8: Free gift. Make a small gift for someone and give it without wanting anything back.
Ages 9–12: Borrow log. Write down anything you've borrowed and when you will give it back.
Finish with: "I found that to borrow means ___."